TAXES, TAXES, TAXES...   ...are the three issues addressed by structuring class action, taxable damages, and other non-traditional cases. The first tax issue refers to ordinary income tax paid by the clamant. The second involves the insidious Alternative Minimum Tax (AMT) that hammers claimants receiving large, one-time settlements. The third issue concerns the vast quantities of income tax paid by attorneys on their fees.   Financial Ratings of Annuity Issuers as of November 15, 2005 Life Company A.M. Best Co. Fitch Moody's Standard & Poors Weiss Allstate Life A+ 15 (2) AA (3) Aa (3) AA (3) B+ (4) American General Life A+ 15 (2) AA+ (2) Aa1 (2) AA+ (2) B+ (4) Aviva Life A+ 9 (3) A+ (5) NR A (6) B (5) First Colony LIfe A+ 15 (2) AA- (4) Aa3 (4) AA- (4) B (5) G.E. Capital Assurance A+ 15 (2) AA- (4) Aa3 (4) AA- (4) C+ (7) Hartford A+ 15 (2) AA (3) Aa3 (4) AA- (4) B+ (4) John Hancock A++ 15 (2) AA+ (2) Aa3 (4) AA+ (2) A- (3) Liberty Life Assurance A- 9 (4) NR A1 (5) A (6) B- (6) Massachusetts Mutual Life A++ 15 (2) AAA (1) Aal (2) AAA (1) A (2) Metropolitan Life A+ 15 (2) AA (3) Aa2 (3) AA (3) B+ (4) New York Life A++ 15 (1) AAA (1) Aa1 (2) AA+ (2) A (2) Pacific Life & Annuity A++ 15 (1) AA (3) Aa3 (4) AA (3) B (5) Prudential A+ 15 (2) AA- (4) Aa3 (4) AA- (4) B- (6) Symetra Life (formerly Safeco) A 12 (3) A+ (5) A2 (6) A- (7) B (5)