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| Long-term care includes an array of services that are
performed by others when personal activities of daily
living are limited by an illness or condition that lasts
a relatively long period of time. An extended illness
or condition can deplete the assets that have been saved
and counted on for retirement. |
| Individual Plan for a Couple
Sample Rates and Benefits |
| *preferred
rates dated material |
|
|
Allianz |
John
Hancock |
GE |
MetlLife |
|
|
Generation
Protector |
Custom
Care |
Classic
Select |
Value
2 |
Issue
Age |
|
62 M and
62 F |
62
M and 62 F |
62
M and 62 F |
62
M and 62 F |
Underwriting
Class |
|
Preferred + |
Preferred |
Preferred |
Preferred |
Daily
Benefit |
|
$170 |
$170 |
$170 |
$170 |
Benefit
Period |
|
4 year |
4 year |
8 year |
1 |
4 year |
Home
Care % |
|
100% |
100% |
100% |
100% |
Inflation |
|
5% Compound |
5% Compound |
5% Compound |
5% Compound |
Elimination
Period |
|
90 days |
90 days |
90 days |
100 days |
Shared
Benefit |
|
Yes |
Yes |
Yes |
Yes |
Martial
Discount |
|
Both Spouses |
Both Spouses |
Included |
Both Insured |
Premium |
|
$3,378.10 |
$4,144.26 |
$4,100.40 |
$5,007.26 |
With
Survivorship Rider |
|
$3,783.46 |
$4,480.28 |
$4,469.44 |
$5,839.98 |
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